BUY

How Does Our Rent To Own Program Work?

If you are like the vast majority of homebuyers, you will need a mortgage in order to finance the purchase of your home. That means you will need to have good credit scores and enough cash for a large down payment in order to qualify for the mortgage. That being stated, if you do not have good credit score and or a large down payment, there is another way to buy a home of your own.

Under our Rent To Own/Lease Option Agreement Program you can actually rent the house for a specific period of time with the option to purchase the property by or before the end of the lease. You will be required to pay a non-refundable upfront fee, called an option fee, that ranges anywhere from 3-10% of the purchase price. When you purchase the property the option fee will be applied towards your down payment.

If you need to fix your credit in order to qualify for a mortgage, the rental period is the perfect time to do it. We can refer you to a professional credit repair agent or you can choose one on your own.

Get Started Today!

Easy as 1, 2, 3

STEP 1

Find Your Ideal Property

  • GET PROPERTY ALERTS!

  • SCHEDULE A VIEWING!

  • FREE PRE-SCREENING!

Sign up today to get alerts when new properties are available that fit your ideal criteria! When you find one you love, contact us to schedule a viewing. From there we go through a pre-screening process to get a good overview of where you stand in the buying process.

SIGN UP FOR NEW PROPERTY ALERTS!

STEP 2

Buyers Meeting

  • BUYERS MEETING!

  • GET MORTGAGE READY!

During the process of the buyers meeting we will help you through the process of getting mortgage ready! If you have credit that has been compromised, or just need a boost we can point you in the right direction on the path to success. It’s not all about credit, it about looking at the big picture and determining your mortgage ready date with breathing room in between.

Contact Mycreditteam.com

STEP 3

Acceptance!

  • LEASE PURCHASE AGREEMENT!!!!!!!!!!

During this step we form a lease purchase agreement based on the terms of purchase agreed upon.
At this point you will be treated as a homeowner, your in charge of all the bills and can even do home upgrades if you would like.

Get on the Path to Success Today!

Does your credit need some work?

No Problem! Contact our friends at….

mycreditteam.com